Do you have answers to the questions below? If so, please scroll down to the bottom of this post and comment. Go ahead and comment anonymously if you'd like to. I'd love to hear some opinions about this topic.
I don't know how sick people keep track of insurance claims. As a relatively healthy person who has to visit the doctor regularly, it can be overwhelming. It seems that the insurance companies are out to screw the patient as often as possible. It starts with making contacting them by phone difficult by not providing the phone number on the correspondence. Once you do contact them, you get a confusing phone menu. When you finally contact a person, you are transferred to a supervisor! How does someone who is very ill or very old navigate the maze of insurance companies when he/she has a problem?!
I don't get it.
Same goes for the medications. Why are some drugs reimbursed for men and not for women? Testosterone is a good example. Why is compounding not covered by some medical plans? For some of us, compounded creams are a better choice for a drug we will have to take for the rest of our lives to it doesn't have to pass through the liver. Some of us have plenty of drugs that have to pass through our livers for the rest of our lives (hydrocortisone, florinef, levoxyl)! Why are so many pills white and little?